April Insurance Hong Kong
April Insurance Hong Kong
April Insurance Hong Kong is part of the April International Health Insurance group of companies. April Insurance Hong Kong allows you to design your health insurance coverage to protect you, your family or employees. April Insurance Hong Kong has partnered with Liberty Mutual Group (LMG), to offer insurance to residents of Hong Kong and 12 other countries throughout Australasia.
Key Features
What April doesn't do
April doesn’t offer outaptient direct billing outside of Asia for any of their Asia based plans. In addition, April doesn’t offer no claims discounts, affordable maternity plans, Savings Plans or Life Insurance.
Key Info
To be eligible for April Insurance Hong Kong, you must reside in Vietnam, Laos or Cambodia. They accept local citizens and expats alike. April accepts new clients up to age 65. Their policies offer lifetime renewability.
April Insurance Vietnam has 3 coverages areas to choose from:
- Europe + ASEAN excluding Singapore
- Worldwide excluding USA
- Worldwide
With all options, you have 30 days coverage if you’re travelling outside of your coverage area, which covers you up to $100,000 for trips up to 30 days/trip for emergency hospitalization.
April Insurance Vietnam has four benefit categories; Inpatient, Outpatient, Dental and Maternity. They are unique in the sense they offer modular benefits across thier 3 plan levels:
- Essential
- Extensive
- Elite
This means that you can choose the level of coverage you want for each category. For exmaple, you could take: Essential Inpatient, Elite Outpatient & Extensive Dental.
You can also mix & match benefits between members of one policy to choose benefits that are unique to each person. I
Sample Pricing for a 35-year old
Extensive
Inpatient
-
$2,500,000 Limit
-
Inpatient + Evacuation
-
Outpatient
-
Annual Checkup
-
Routine Dental
-
Maternity
Extensive
+ Dental
-
$2,500,000 Limit
-
Inpatient + Evacuation
-
Outpatient
-
Annual Checkup
-
$1,000 Routine Dental
-
Maternity
Extensive
+ Outpatient
-
$2,500,000 Limit
-
Inpatient + Evacuation
-
Outpatient
-
$750 Annual Checkup
-
Routine Dental
-
Maternity
Extensive
Full Benefits
-
$2,500,000 Limit
-
Inpatient + Evacuation
-
Outpatient
-
$750 Annual Checkup
-
$3,500 Routine Dental
-
Maternity
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