Why invest in low fixed interest
when you can earn much more?

Review our suite of fixed interest rate opportunities

Paying between 4% and 15% per annum

Fixed Interest

How they work

  • Purchase fixed interest investments either directly or via your existing investment account in the same way you buy funds and shares
  • Have interest and capital repayments paid into an offshore, tax friendly account
  • Choose your own time horizon 
  • With the help of your advisor, select the instrument that are  right for you, considering regularity of payments, interest rates, capital guarantees
Tenzing Savings scaled

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Fund Selection

Derivatives underwritten by A rated banks such as UBS and Goldman Sachs
UK Property - Highly secured Loan Note opportunities offering double digit returns
Litigation Funding Loan Notes with full Insurance Security and 90%+ win record
Opportunities in Gold and other non stock market correlated areas such as collectibles, whisky
Green Energy Bonds with fixed return in a growing market
Team members

Our Fixed Interest Advisors

Craig McAvinue

Craig McAvinue thai flag

Director of Wealth Management
Patrik Shore Tenzing Pacific Services

Patrik Shore download

Senior Advisor
Hunter Deems

Hunter Deems download

Senior Advisor
Saving Plans
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Speak with an advisor

Your future self will thank you

  • Savings needs analysis
  • See savings illustrations from multiple providers
  • Learn about the funds
  • Ask questions

From initial consultation, we’re here to answer your questions transparently, including all the key features and things to look out for. 

Or simply call us to get started

Frequently Asked Questions about

Fixed Interest


Variable interest rates change over time depending on fluctuations in the market. Variable interest rates are typically lower, but riskier and unpredictable, meaning they could benefit you in the long term, or one could end up paying more in interest.

Fixed interest rates remain the same for the entire length of the loan’s term, such as in a 30-year mortgage loan on a house. A fixed mortgage in this context allows for easier financial planning without the worry of fluctuating interest rates.

You’ve done your research, considered all financial goals, risks, and rewards, and have ultimately decided that investing with a fixed deposit interest rate is right for you.

Tenzing offers fixed deposit interest rate options either through regular, direct contributions based on your current income or via transfers from already existing investment accounts and funds. Contributions invested through our services will be held safely in a tax-efficient offshore account that will grow steadily over time without the worry and fret of fluctuating interest rates.

Our advisors will help you guide your decisions based on your earnings, lifestyle, and savings horizon.
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Our products are designed for small to medium size companies willing to optimize their performance.

Open Hours:

Mon – Fri: 8.30 am – 6 pm, Saturday – Sunday: CLOSED

Johannes Heikkila

Advisor
From Finland
Expat for 1 year
Speak Finnish, English & Spanish

Speciality:
- Health Insurance
- Savings Plans

Robert Cunningham

Advisor
From the UK
Expat for 13 years in Thailand & Vietnam
5 years' insurance & financial services

Speciality:
- Health Insurance
- Life Insurance
- Savings Plans

Romain Camillo

Senior Advisor
11 Years in Insurance & Financial Services
Expat in thailand for 7 years
Joined Tenzing in 2020
Speaks French & English


Speciality:
- Health Insurance
- Life Insurance
- Savings Plans"

Nancy Dao

Advisor
From Vietnam
International Business from UK
Lived in Singapore
Speaks Vietnamese & English

Speciality:
- Personal Health Insurance
- Group Health Insurance

Hunter Deems

Advisor
10 years' experience in insurance and investments
Joined Tenzing in early 2020

Speciality:
- Investments
- Savings Plan
- Health & Life Insurance
Patrik Shore Tenzing Pacific Services

Patrik Shore

Senior Advisor
From Sweden & New Zealand
7 years' insurance experience
Joined Tenzing in 2019
Crim Science
Speaks English and Swedish

Speciality:
- Savings Plans
- Health Insurance
- Life Insurance

Geoffrey Mann

Advisor
From the US
Employee benefits & insurance compliance background
Joined the Tenzing team in 2019
Law degree from the US

Speciality:
- Personal Health

Nhu Nguyen

Senior Advisor
From Vietnam
Joined Tenzing in 2017
Fluent in Vietnamese & English

Speciality:
- Group Health & Life Insurance
- Personal Health"
Tenzing's advisor

Ian Comandao

Health Insurance Manager
From Philippines
MBA from Duke University
Expat for 20 years in US, China, Hong Kong & Vietnam Worked at Tenzing since 2018
Fluent in English, Tagalog, Mandarin

Speciality:
- Personal Health Insurance
- Group Health Insurance
- Business Insurance

Craig McAvinue

Director of Wealth Management
From the UK
25 years' expereince in investments & insurance
Expat in Thailand for 5 years
Chartered Accountant by trade
Holistic approach to consulting his clients

Speciality:
- Investments
- Savings Plans
- Health & Life Insurance

Quinn Miller

CEO & Managing Partner
From the US
Joined Tenzing in 2014
Expat for 10 years in Vietnam
Finance & Entrepreneurship Degrees

Speciality:
- Group Health Insurance
- Life Insurance
- Savings Plans"
  • 84 35857 2629
  • 84 35857 2629
  • quinn.miller@ten-pac.com

Quinn Miller

CEO & Managing Partner
From the US
Joined Tenzing in 2014
Expat for 10 years in Vietnam
Finance & Entrepreneurship Degrees

Speciality:
- Group Health Insurance
- Life Insurance
- Savings Plans"