Health Insurance Simplified

Policies from $50 to $500 USD monthly
Our services have no additional fees, no obligations, no pressure
40+ insurance partners means unbiased advice, lots of choices
5-star customer service includes help with claims, finding doctors
Specializing in Southeast Asia, with offices in Vietnam and Thailand, but we can cover you anywhere

Sales department (Nancy Dao) as well as Claims department (Hien Nguyen) were very helpful and went out of their way to find solutions when I had problems. It was difficult at my age - 76 - to find an affordable health insurance - they did it. It's always a bit awkward to claim medical expenses and receive them in full and in time - they got them 😄 I can only recommend their efficient yet subtle services!!

Tenzing Pacific Services team is very proactive and cooperative. I would like to mention here specially Miss Mia and Cat Tran, they are always ready to help and support customers in best possible way. I have a very good experience with them. I will definitely recommend this company .

Highly appreciate the efforts made by Mia and Jinny. The two have been supporting me with a very professional attitudes. I don't know much about insurance and the two have guided and made it easy for me to follow. They are both very responsive and helpful.

I've been using Tenzing Pacific for almost 2 years now and have been really satisfied with their process and way of working. They are super reactive and always provide solutions with clarity. Definitely recommend their services !

I am an expat living in Vietnam. I was struggling to find the right health insurance but was so lucky to get support from Ms Y at Tenzing! The process of making the right choice was made very easy through her detailed explanations and support.

Highly recommend Tenzing for their professionalism, efficiency, and service options. I initially contacted Mr. Quinn who assigned Ms. Yen Le to me and I could not be more pleased. Ms. Yen Le is always quick to respond. She was very patient with my many questions and guided me to the answers I needed. Helpful, friendly, clear, and informative. The best service! Highly recommend for expat service needs.

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Health insurance is complicated, not at all like buying a mobile phone plan or even auto insurance, but we promise a discussion with an expert will help you understand.

Our experts will be happy to assist you!

(+84) 028 3821 5367

Monday to Friday, 9 am to 5 pm Vietnam time

Tenzing Pacific Services

Why Us?

Our services are completely FREE to you

The price you pay through Tenzing Pacific Services will be the same as buying directly from an insurance provider.

We work with dozens of insurance companies

We can offer a range of policies that actually suit your needs. An agent of an insurance company can only offer their company’s limited slate of policies.

Quotes are precise and objective

A brief consultation will allow one of our experts to recommend a handful of policies that fit your unique situation, expectations and budget. This includes an honest assessment of each plan’s pros and cons.

We provide year-round, 5-star customer service

We can help navigate the complexities of the international healthcare systems: find the right doctors, fix direct billing issues, get documents from hospitals or advocate on your behalf over claims disputes.

What customers say about us…

Healthcare in Vietnam for expats

Expat Health Insurance Benefits

Inpatient

Covers major treatments which require overnight stays in hospitals for thing like surgeries and related hospitalization expenses.

Outpatient

Covers minor treatments where no hospitalization is required.
Read our blog article about the differences between Inpatient vs Outpatient services.

Dental

Get routine dental checkups and procedures covered, from minor visits to comprehensive procedures.*

Maternity

Includes routine delivery*, pre & post natal visits, complications, newborn care and more.*
*Waiting periods apply

Emergency

Includes medical evacuation, repatriation of mortal remains, emergency room and ambulance services.

Add-ons

Include Life Insurance, Savings Plans, investment platform account or international bank account.

Get A Quote

Get private medical insurance quotes from

Our Extended Network of Quality Providers

Cashless Direct Billing

Cashless direct billing is accepted at the following top hospitals in Vietnam and beyond:

Gain peace of mind & save time

Let us find the best cover for you

Get A Quote

Expat Health Insurance FAQs

How much does health insurance cost in Vietnam?

Health insurance prices vary greatly depending on a number of factors, including age, benefits, coverage area, provider quality and much more. As an agency, we can offer over 10,000 plan combinations from 30+ providers, so a fixed premium chart isn't feasible.

Will I need to get a health check?

You will need to fill out a medical questionnaire which is on the application form. Health checks are only required in the unlikely event that something about your application warrants more medical information before a final offer is made.

How can I pay for my health insurance?

You can pay by bank transfer, debit or credit card.

Can I pay for my health insurance in installments?

Yes, if you have a preferred payment period, please bring this up in your initial consultation so we can recommend a provider that allows you to pay monthly or quarterly. If you pay with installments, the provider will include a surcharge,

What are the key policy exclusions?

Most providers will exclude: pre-existing conditions (unless otherwise declared), non-medically required treatments, certain unreferred treatments, cosmetic procedures, claims for doing anything illegal, claims outside your coverage area and more.

Can pre-existing conditions be covered?

Pre-existing conditions can sometimes be covered; they are handled on a case-by-case basis by each provider. They will need to be declared on the application form and accepted by the provider in order to be covered. If the condition is too risky or serious, then you will usually be accepted into the policy, but with the condition excluded. If you want to have a pre-existing condition covered, be ready to provide supplemental paperwork, which can include previous medical records or questionnaires.