Tenzing pacific services

How Health and Well-being Factor
into
Your Retirement Planning

Geoffrey Mann By Geoffrey Mann – December 5, 2023

The relationship between health and wealth is undeniable. Poor health can hinder your ability to earn a living, making it difficult to accumulate sufficient wealth for retirement, to say nothing of the direct costs of an accident or illness. Conversely, financial stress can negatively impact your health.

As you approach retirement, it’s crucial to prioritize your health and well-being in conjunction with your financial planning. Neglecting this connection could leave you vulnerable and unprepared for unexpected health challenges. 

retirement saving plans for expats in Vietnam

Financial well-being means having the resources to meet your needs now and in the future. It’s about managing your spending and savings, eliminating debts, and establishing a realistic budget, taking into account the potential impact of your health.

To secure financial well-being in retirement, consider these steps:

  • Prioritize your health: some health factors are beyond your control, but adopting healthy habits can significantly reduce your risk of chronic diseases. Relatively small actions can reap big rewards over time: eat right, exercise more, drink less, schedule regular checkups, stop smoking.
stay healthy
  • Protect your income: Your ability to earn an income is probably critical to your financial future. There are ways you can prepare for the unexpected – business failures, accidents and illnesses – by continuing to collect a monthly salary under an income protection plan.
  • Insure against the nearly inevitable health problems: as we age, our health deteriorates. Whether sooner or later, age catches up with all of us. For seniors, finding private health insurance gets progressively more difficult over time, to the point where it might be impossible to procure. Find a good policy early, stick with it for the duration and worry less.
  • Maintain an emergency fund: Unexpected expenses can arise at any time, so it’s essential to have a financial cushion. Start building an emergency fund today to prepare for unforeseen circumstances. 
Tenzing Pacific Services - Protection and Grow Health Life Investments

Tenzing can help you design a balanced portfolio of insurance and investment solutions to pave the path to a comfy retirement.

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These articles are intended to give you enough information to make informed decisions, but investment solutions are complicated. Whether you still have questions on this topic or feel ready to take the first steps toward getting a policy, our advisors can help.

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Johannes Heikkila

Advisor
From Finland
Expat for 1 year
Speak Finnish, English & Spanish

Speciality:
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- Savings Plans

Robert Cunningham

Advisor
From the UK
Expat for 13 years in Thailand & Vietnam
5 years' insurance & financial services

Speciality:
- Health Insurance
- Life Insurance
- Savings Plans

Romain Camillo

Senior Advisor
11 Years in Insurance & Financial Services
Expat in thailand for 7 years
Joined Tenzing in 2020
Speaks French & English


Speciality:
- Health Insurance
- Life Insurance
- Savings Plans"

Nancy Dao

Advisor
From Vietnam
International Business from UK
Lived in Singapore
Speaks Vietnamese & English

Speciality:
- Personal Health Insurance
- Group Health Insurance

Hunter Deems

Advisor
10 years' experience in insurance and investments
Joined Tenzing in early 2020

Speciality:
- Investments
- Savings Plan
- Health & Life Insurance
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Patrik Shore

Senior Advisor
From Sweden & New Zealand
7 years' insurance experience
Joined Tenzing in 2019
Crim Science
Speaks English and Swedish

Speciality:
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- Health Insurance
- Life Insurance

Geoffrey Mann

Advisor
From the US
Employee benefits & insurance compliance background
Joined the Tenzing team in 2019
Law degree from the US

Speciality:
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Nhu Nguyen

Senior Advisor
From Vietnam
Joined Tenzing in 2017
Fluent in Vietnamese & English

Speciality:
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- Personal Health"
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Ian Comandao

Health Insurance Manager
From Philippines
MBA from Duke University
Expat for 20 years in US, China, Hong Kong & Vietnam Worked at Tenzing since 2018
Fluent in English, Tagalog, Mandarin

Speciality:
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- Group Health Insurance
- Business Insurance

Craig McAvinue

Director of Wealth Management
From the UK
25 years' expereince in investments & insurance
Expat in Thailand for 5 years
Chartered Accountant by trade
Holistic approach to consulting his clients

Speciality:
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- Savings Plans
- Health & Life Insurance

Quinn Miller

CEO & Managing Partner
From the US
Joined Tenzing in 2014
Expat for 10 years in Vietnam
Finance & Entrepreneurship Degrees

Speciality:
- Group Health Insurance
- Life Insurance
- Savings Plans"
  • 84 35857 2629
  • 84 35857 2629
  • quinn.miller@ten-pac.com

Quinn Miller

CEO & Managing Partner
From the US
Joined Tenzing in 2014
Expat for 10 years in Vietnam
Finance & Entrepreneurship Degrees

Speciality:
- Group Health Insurance
- Life Insurance
- Savings Plans"