Maternity Insurance

If you’re family planning, then the time to consider maternity insurance is now!  With quotes starting at $1,600/year, get maternity insurance quotes to compare:
  • Benefits 

  • Waiting Periods*

  • Premiums

  • Terms &  Conditions

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Maternity insurance plans cover a range of maternity related expenses, including:

Pre/Post Natal Visits Routine Delivery Complications of Pregnancy
Newborn Care C-Section if Medically Required Child Well-being Visits & Vaccines

Maternity Waiting Period Explained. 

A waiting period is the amount of time you need to wait before any maternity benefits can be used.  Conception can still happen within the waiting period, just no benefits are eligible until the waiting period has been met, which is usually 10 or 12 months. 

Key Features

Coverage from Birth

Baby is covered from birth, including for any conditions it may be born with. 

Routine Maternity

Routine maternity expenses, including delivery & outpatient prenatal visits     (8-12/pregnancy)

Complications

One of the most important maternity insurance benefits available. 

Other Benefits

In addition to maternity, get coverage for Inpatient, Outpatient, Dental + Emergency Services.

Maternity Insurance Quotes

FAQ

How much maternity coverage do I need?

When you combine all the pre-natal visits + routine delivery expenses at an international hospital, we recommend having at least $2,500 USD for routine maternity coverage & then supplemental coverage for complications. 

What benefits will my child have?

The baby will be added to the same plan as the mother &  have the same benefits. 

What hospitals can I go to in Vietnam?

You'll be able to go to all the major international hospitals + wide range of local hospitals. 

How does it work?

After you pass your maternity waiting period, maternity coverage begins.  After birth, the baby is covered under newborn care for the first X days, varying by provider. Then you typically have 30 days to add the baby to the mother's plan, without underwriting.  At that time, there will be an additional fee to add the child which is the children's rate but prorated based on how many days are left on the policy. 

When is the baby covered from? 

Most regional & international providers cover children from birth, including for any congenital issues it may be born with.  Most Vietnamese providers, will only cover children after 15 or 30 days, meaning any conditions it's born with are not covered. As there are more restrictions & less risk, Vietnamese maternity insurance plans have lower premiums. 

Can you buy maternity insurance if you're already pregnant?

Yes & no-  you can buy it, but maternity benefits will not be eligible due to the waiting period.