Worldwide Health Insurance

IPH Insurance

Summary

IPH Insurance

For over 20 years, IPH has been offering exceptional cover at competitive rates to expats and local nationals alike.

IPH Insurance Logo
IPH Insurance

Key Features

Available to expats and locals up to age 64
Worldwide coverage
Flexible with pre-existing conditions
High benefit limits
Portable, take your policy with you when you move
Popular

Direct Billing Partners

Sample Pricing for a 35-year old

Pearl

$ 251 Quarterly
  • $1,000,000 Limit
  • Inpatient + Evacuation
  • Outpatient
  • Routine Dental
  • Maternity
  • Annual Checkup

Sapphire

$ 421 Quarterly
  • $1,500,000 Limit
  • Inpatient + Evacuation
  • Outpatient
  • Routine Dental
  • Maternity
  • Annual Checkup (Age 50+ only)

Ruby

$ 560 Quarterly
  • $2,000,000 Limit
  • Inpatient + Evacuation
  • Outpatient
  • $500 Routine Dental
  • $2000 Maternity
  • Annual Checkup (Age 50+ only)

Platinum

$ 790 Quarterly
  • $3,000,000 Limit
  • Inpatient + Evacuation
  • Outpatient
  • $500 Routine Dental
  • $4000 Maternity
  • Annual Checkup (Age 50+ only)

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IPH Insurance

Frequently Asked Questions

No.  Just complete the application forms, especially section 4 “Medical History and General Questions,” accurately and in as much detail as possible. If you have dependents, their medical details must be provided in this section as well.

IPH welcomes anyone to apply for their health insurance cover, both expats and local nationals. Please note that their are currently unable to offer coverage to any residents of the USA or Canada.

You can add your spouse, children under 18 years old, or children under 26 years old who are still in full-time education (proof required). Please note that these families and couples can apply together under one form. Otherwise, we require one application form per adult above the age of 18.

If you are returning home for a short period, then you will be covered.

If you are returning home permanently, please inform us of your new residential address in case this affects your terms of cover.

For USA or Canadian nationals who return to their home countries for a period of more than 3 months, your cover will cease effective from the date of your return.

Yes, provided that it is medically necessary and is recommended by a qualified physician.

Yes, subject to your terms of cover.

You can choose your own doctors or hospitals, as long as they are licensed and recognised by the law of the country.

If you’d like to reduce the cost of your health insurance policy, you can choose from the following deductibles to receive a discount off your premium:

  • £/US$/€ 5,000 excess – 40% discount
  • £/US$/€ 2,000 excess – 30% discount
  • £/US$/€ 1,000 excess – 20% discount
  • £/US$/€ 500 excess – 12.5% discount
  • £/US$/€ 250 excess – 10% discount
  • Nil excess – No discount
Open Hours:

Mon – Fri: 8.30 am – 6 pm, Saturday – Sunday: CLOSED

Johannes Heikkila

Advisor
From Finland
Expat for 1 year
Speak Finnish, English & Spanish

Speciality:
- Health Insurance
- Savings Plans

Robert Cunningham

Advisor
From the UK
Expat for 13 years in Thailand & Vietnam
5 years' insurance & financial services

Speciality:
- Health Insurance
- Life Insurance
- Savings Plans

Romain Camillo

Senior Advisor
11 Years in Insurance & Financial Services
Expat in thailand for 7 years
Joined Tenzing in 2020
Speaks French & English


Speciality:
- Health Insurance
- Life Insurance
- Savings Plans"

Nancy Dao

Advisor
From Vietnam
International Business from UK
Lived in Singapore
Speaks Vietnamese & English

Speciality:
- Personal Health Insurance
- Group Health Insurance

Hunter Deems

Advisor
10 years' experience in insurance and investments
Joined Tenzing in early 2020

Speciality:
- Investments
- Savings Plan
- Health & Life Insurance
Patrik Shore Tenzing Pacific Services

Patrik Shore

Senior Advisor
From Sweden & New Zealand
7 years' insurance experience
Joined Tenzing in 2019
Crim Science
Speaks English and Swedish

Speciality:
- Savings Plans
- Health Insurance
- Life Insurance

Geoffrey Mann

Advisor
From the US
Employee benefits & insurance compliance background
Joined the Tenzing team in 2019
Law degree from the US

Speciality:
- Personal Health

Nhu Nguyen

Senior Advisor
From Vietnam
Joined Tenzing in 2017
Fluent in Vietnamese & English

Speciality:
- Group Health & Life Insurance
- Personal Health"
Tenzing's advisor

Ian Comandao

Health Insurance Manager
From Philippines
MBA from Duke University
Expat for 20 years in US, China, Hong Kong & Vietnam Worked at Tenzing since 2018
Fluent in English, Tagalog, Mandarin

Speciality:
- Personal Health Insurance
- Group Health Insurance
- Business Insurance

Craig McAvinue

Director of Wealth Management
From the UK
25 years' expereince in investments & insurance
Expat in Thailand for 5 years
Chartered Accountant by trade
Holistic approach to consulting his clients

Speciality:
- Investments
- Savings Plans
- Health & Life Insurance

Quinn Miller

CEO & Managing Partner
From the US
Joined Tenzing in 2014
Expat for 10 years in Vietnam
Finance & Entrepreneurship Degrees

Speciality:
- Group Health Insurance
- Life Insurance
- Savings Plans"
  • 84 35857 2629
  • 84 35857 2629
  • quinn.miller@ten-pac.com

Quinn Miller

CEO & Managing Partner
From the US
Joined Tenzing in 2014
Expat for 10 years in Vietnam
Finance & Entrepreneurship Degrees

Speciality:
- Group Health Insurance
- Life Insurance
- Savings Plans"