Pacific Cross Insurance Vietnam

Foundation & Masters

Health Insurance

Learn More About

Pacific Cross Insurance Vietnam

  • Summary
  • Key Features
  • Eligibility, Coverage Area & Benefits
  • Popular Direct Billing Partners
  • Sample Pricing
  • Similar Providers
  • Discounts available
  • PDFs of their documents
Pacific Cross Insurance Vietnam
Summary

Pacific Cross Insurance Vietnam

Pacific Cross Insurance Vietnam is part of the Pacific Cross group of companies. Pacific Cross has offices throughout Asia, including Hong Kong, Thailand, Philippines and Vietnam. In Vietnam, Pacific Cross has partnered with Hung Vuong Insurance to offer residents of Vietnam their Foundation & Masters series of plans.

Key Features

Pacific Cross Insurance Vietnam

Local provider, experience rated, policies in VND
Expats & Local Citizens
Affordable local coverage
Travel insurance add-on
Includes maternity
Extensive Direct Billing in Vietnam
Semi-annual installments
New applicants to age 80
Lifetime renewability
Plans for any budget

What Pacific Cross Vietnam doesn't do

The main thing that Pacific Cross Vietnam doesn’t offer is full coverage for young children, direct billing for accidents and there is no coverage for motorbike accidents without a valid Vietnamese license. Additionally, they are very strict with claims, especially in the first year of the policy. There is a 1-year waiting period for all “special diseases”.  In addition, there is no contact sports coverage, ability to mix & match between different family members or any options for Savings Plans or Life Insurance.

Key Info

To be eligible for April Insurance Vietnam, you must reside in Vietnam, Laos or Cambodia.  They accept local citizens and expats alike. April accepts new clients up to age 65.  Their policies offer lifetime renewability. 

April Insurance Vietnam has 3 coverages areas to choose from:

  • Europe + ASEAN excluding Singapore
  • Worldwide excluding USA
  • Worldwide

With all options, you have 30 days coverage if you’re travelling outside of your coverage area, which covers you up to $100,000 for trips up to 30 days/trip for emergency hospitalization. 

April Insurance Vietnam has four benefit categories; Inpatient, Outpatient, Dental and Maternity.  They are unique in the sense they offer modular benefits across thier 3 plan levels:

  • Essential
  • Extensive
  • Elite

This means that you can choose the level of coverage you want for each category.  For exmaple, you could take: Essential Inpatient, Elite Outpatient & Extensive Dental. 

You can also mix & match benefits between members of one policy to choose benefits that are unique to each person. I

Popular

Direct Billing Partners

Sample Pricing for a 35-year old

Extensive

inpatient only
đ 679,553 Monthly
  • 1Bđ /Condition
  • Inpatient covered with limits
  • Outpatient
  • 2Mđ Annual Checkup
  • 10Mđ Maternity

Premier

inpatient + outpatient
đ 20,816,000 Yearly
  • 2Bđ /Condition
  • Inpatient covered with limits
  • 2.5Mđ/visit Outpatient
  • 3Mđ Annual Checkup
  • 15Mđ Maternity
Popular

Master 1

inpatient only
đ 20,174,000 Yearly
  • 5Bđ /Condition
  • Inpatient covered with limits
  • Outpatient
  • Annual Checkup
  • 40Mđ Maternity

Master 1

inpatient + outpatient
đ 33,623,000 Yearly
  • 5Bđ /Condition
  • Inpatient covered with limits
  • Outpatient
  • Annual Checkup
  • 40Mđ Maternity

Similar Providers

Personal Discounts

3-4 people
5%
5-10 people
10%
50,000,000đ Deductible
20%
Treatment Area Limited (Masters)
25%
20% copay (Masters)
25%
Outpatient exclusion (Masters)
30%

Documents

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Open Hours:

Mon – Fri: 8.30 am – 6 pm, Saturday – Sunday: CLOSED

Johannes Heikkila

Advisor
From Finland
Expat for 1 year
Speak Finnish, English & Spanish

Speciality:
- Health Insurance
- Savings Plans

Robert Cunningham

Advisor
From the UK
Expat for 13 years in Thailand & Vietnam
5 years' insurance & financial services

Speciality:
- Health Insurance
- Life Insurance
- Savings Plans

Romain Camillo

Senior Advisor
11 Years in Insurance & Financial Services
Expat in thailand for 7 years
Joined Tenzing in 2020
Speaks French & English


Speciality:
- Health Insurance
- Life Insurance
- Savings Plans"

Nancy Dao

Advisor
From Vietnam
International Business from UK
Lived in Singapore
Speaks Vietnamese & English

Speciality:
- Personal Health Insurance
- Group Health Insurance

Hunter Deems

Advisor
10 years' experience in insurance and investments
Joined Tenzing in early 2020

Speciality:
- Investments
- Savings Plan
- Health & Life Insurance
Patrik Shore Tenzing Pacific Services

Patrik Shore

Senior Advisor
From Sweden & New Zealand
7 years' insurance experience
Joined Tenzing in 2019
Crim Science
Speaks English and Swedish

Speciality:
- Savings Plans
- Health Insurance
- Life Insurance

Geoffrey Mann

Advisor
From the US
Employee benefits & insurance compliance background
Joined the Tenzing team in 2019
Law degree from the US

Speciality:
- Personal Health

Nhu Nguyen

Senior Advisor
From Vietnam
Joined Tenzing in 2017
Fluent in Vietnamese & English

Speciality:
- Group Health & Life Insurance
- Personal Health"
Tenzing's advisor

Ian Comandao

Health Insurance Manager
From Philippines
MBA from Duke University
Expat for 20 years in US, China, Hong Kong & Vietnam Worked at Tenzing since 2018
Fluent in English, Tagalog, Mandarin

Speciality:
- Personal Health Insurance
- Group Health Insurance
- Business Insurance

Craig McAvinue

Director of Wealth Management
From the UK
25 years' expereince in investments & insurance
Expat in Thailand for 5 years
Chartered Accountant by trade
Holistic approach to consulting his clients

Speciality:
- Investments
- Savings Plans
- Health & Life Insurance

Quinn Miller

CEO & Managing Partner
From the US
Joined Tenzing in 2014
Expat for 10 years in Vietnam
Finance & Entrepreneurship Degrees

Speciality:
- Group Health Insurance
- Life Insurance
- Savings Plans"
  • 84 35857 2629
  • 84 35857 2629
  • quinn.miller@ten-pac.com

Quinn Miller

CEO & Managing Partner
From the US
Joined Tenzing in 2014
Expat for 10 years in Vietnam
Finance & Entrepreneurship Degrees

Speciality:
- Group Health Insurance
- Life Insurance
- Savings Plans"