Tenzing Pacific Insurance Services has partnered with Atlas International Life Insurance to bring term life insurance to our clients. Atlas International Life Insurance caters to both expats & local citizens living across South East Asia to provide straightforward term-life insurance policies. The policies do not have any cash value or investment element.

Atlas International Life Insurance

Atlas International Life Insurance Key Features:

The plan protects against death and terminal illness for the duration of the term selected with the ability to add disability coverage. See info about their product:

age  Age: 18-70

 

globalCoverage: Global

 

termsTerms:

  • 5 years
  • 10 years
  • 15 years
  • 20 years
  • 25 years
  • 30 years
  • 35 years

death-benefitsDeath Benefits:

  • $300,000- $20,000,000 USD
  • Benefit cannot be more than 10x your annual income (some exceptions are made)

disability-benefitsDisability Benefits:

  • Up to $3,000,000 USD
  • Cannot exceed death benefit
  • Minimum value is 50% of death benefit

payable-uponPayable Upon:  On death, terminal illness or disability

 

portabilityPortability: The plans move as you move, most countries in the world, including someone’s home country. Rates may change based on where   you move.

ageClients:

  • Expats
  • Local Citizens
  • No nationality restrictions

premiumsPremiums:

  • Premiums are fixed for the duration of the term. They do not increase with age or inflation.
  • Payable in Monthly, Quarterly or Annual instalments
  • Payable by bank transfer or Credit Card

Sample Premiums:

35-year old,  Non-smoker,  20-year term,  $300,000 benefit

Male: $62 USD/month                 Female: $42 USD/month

 

restrictionsRestrictions:  Cannot live in any country that is sanctioned by the US Gov’t.

 

joint-policiesJoint Policies:  N/A

 

swiss-reRe-insurer:   100% guaranteed by Swiss Re, the world’s 2nd largest re-insurer.

 

medical-examsMedical exams: Required- what tests are required will depend on age, sum insured and declarations on the medical questionnaire.

 

pre-existing-conditionPre-existing conditions:  They can be considered and are handled on a case-by-case basis. Special terms may apply to the policy as determined by the underwriters.

 

smockingSmoking: Premiums are increased for smokers.

 

supporting-documentSupporting Documents:

  • Proof of address
  • Proof of income
  • Passport

Have a confidential consultation with Mr. Nick Joslin today:

Atlas International Life Insurance- Nick Joslin