Business liability insurance is a type of insurance that provides protection against injury and damage claims against the company. Coverage typically covers claims caused by a company’s staff, the products or services, or unforeseen circumstances due to weather, mold, earthquake, etc.

Business liability insurance is advantageous to small or large business owners by protecting their assets in the case of a business-related lawsuit or third-party claim.

In addition, policies generally cover legal defenses, as well as claims of false or misleading adverts or copyright infringement.

Business liability insurance is separated into three main types: general liability insurance, product liability insurance, professional liability insurance.

Many businesses opt to take care of their staff by offering employer-supplied insurance. Business health insurance, also known as employer-sponsored health insurance, is insurance provided by the employer that covers the health care costs of employees and their dependents and spouses.

Premiums for business health insurance are often shared by the employer and employee, creating an advantage for families hoping to save money on health insurance costs. Businesses gain in that health care coverage for staff creates a competitive edge for the organization.

Similar to traditional insurance, business health insurance can cover an array of services and medical treatments with the typical add-ons and extras.