What is travel health insurance?

Travel health insurance is short-term insurance that covers medical expenditures during a holiday or short stay away. Travel health insurance is purchased through a provider and begins the minute one leaves their home country. Travel health insurance should not be confused with travel insurance. While they share many similarities, travel insurance covers costs associated with lost luggage, travel delays, unexpected cancellations, and a limited amount of emergency medical procedures. Travel health insurance is more focused on covering a wider array of medical-related issues. Travel health insurance can be thought of as an expansion of typical travel insurance.

How To Choose The Best Travel Insurance

Travel insurance is a type of insurance that provides coverage to individuals or groups that are leaving their domestic coverage area for a short amount of time, such as for leisure or business. Travel insurance covers a wide arrange of claims, from lost baggage to missed or cancelled flights. But how do you choose the best travel insurance? Know and understand what you’re wanting coverage for then examine your options. Are you traveling to an area that is prone to natural disasters? Are you traveling with pets and wish to guarantee their safe return in the case of unexpected cancellations? Ten Pac is dedicated to working with you to make sure you’re safe and worry-free while away.

What Is International Travel Insurance ?

International travel insurance is insurance that provides medical coverage to individuals leaving their domestic coverage area. International travel insurance ensures your safety in the case of injury or another unforeseen medical-related issue that occurs when abroad. International travel insurance functions similarly to domestic insurance. An individual or group enrolls in a plan that provides coverage for an agreed-to amount of services. The enrollee pays a lump sum or premium and in the case of a medical emergency or injury, a claim can be made to the insurance company. The main difference from domestic plans is that international travel insurance provides more coverage with a wider-spanning network in countries all around the world.

Why Ten Pac Offers Cheap Travel Insurance Compared to Others?

Flights, fees, visas, hotels, and food. While all of these are necessary components of any holiday, they can add up quickly. Whether you’re vacationing with style in Europe or taking a budget backpacking through South America, chances are you’ll be looking for ways to save a bit of cash. Ten Pac’s travel insurance starts at a mere $10 per week, and we pride ourselves in offering the most affordable plans that will keep you and your loved ones safe and worry-free while enjoying your much-needed time away. Cheaper travel insurance plans cover lost baggage and cash, refunds for airline failures, and unexpected cancellations in case your plans are disrupted.

International
Travel Health Insurance

Don’t wander without it

International Travel Health Insurance

Your health insurance policy in your home country probably doesn’t cover you for an extended vacation or that year-long junket you promised yourself. Don’t make the mistake of journeying without health insurance – you could find yourself struggling to find proper care and to pay for it.

International Travel Health Insurance bridges the gap between basic travel insurance and international Health Insurance. Basic travel insurance from your credit card or bank might give you some limited medical coverage and lost baggage protection. Travel health insurance can give you more coverage – higher spending limits, larger geographic areas, more types of medical care, broader choices of doctors, etc.

If your insurance needs are more complex or if your stay in Southeast Asia will be more lengthy than a vacation, Tenzing Pacific Services can help you find more robust health coverage that suits your needs. We work with more than 30 insurance providers, both local and international, so we can offer a wide range of policy options. Just submit the form below and an expat advisor will be in contact shortly.

If you’re looking for basic health coverage while overseas, Tenzing recommends the following providers. You can contact them directly, get a quote and buy your policy online right away. Just click the

Safety Wing

Worldwide coverage

Inpatient, Outpatient, Evacuation, Travel

COVID 19 certificate

Starts at $40 for 4 weeks

Rolling subscription or choose cover dates

Up to $250,000 coverage

$250 deductible

World Nomads

Worldwide coverage

Inpatient, Outpatient, Evacuation, Travel

COVID 19 certificate

Starts at $250 for 4 weeks

Choose cover dates

Up to $5,000,000 coverage

$1000 deductible per event

ASEAN Pass

Southeast Asia (ASEAN) coverage

Inpatient, Outpatient, Evacuation, Travel

COVID 19 certificate

Starts at $60 for 4 weeks

Choose cover dates up to 180 days

Up to $100,000 coverage

$100 deductible per event

Frequently asked questions

Is Travel Health Insurance the Same as Travel Insurance?

Travel health insurance should not be confused with travel insurance. There are many similarities. Travel insurance covers costs associated with lost luggage, travel delays, unexpected cancellations, and a limited amount of emergency medical procedures. Travel health insurance covers a wider range of medical-related issues with a much higher annual coverage limit. Travel health insurance can be thought of as an expansion of typical travel insurance.

How To Choose The Best Travel Health Insurance

Consider what you want covered -- just accidents? Just hospitalization? Then find a policy that covers those situations within your budget.

What Does Travel Health Insurance Cover?

Travel health insurance covers a wide range of medical-related services and treatments. Unlike regular travel insurance, which may only cover lost or stolen baggage, travel health insurance offers more expansive coverage that includes health and emergency services.

Travel health insurance is recommended for short or prolonged stays away from home or if you plan to travel to locations with more elevated risks such as natural disasters or airborne infections. Plans will depend on the length of stay, amongst other factors, but individuals and group plans can be tailored to cover a variety of needs. Typical travel health insurance covers medical evacuations, emergency visits, dental care, medicine and doctor visits, and emergency transport to your country of origin.

How Much Does Travel Health Insurance Cost?

Travel health insurance costs depend on many factors but, put simply, the price is up to you. While there are many budget options that cover basic mishaps such as lost luggage or cancelled flights, travel health insurance costs can increase depending on your chosen plan and what’s included in your specific policy.

For example, add-ons such as dental or certain types of medical coverage will result in increased costs. Additionally, the age of enrollees and number of dependents included in the plan can also dramatically affect premiums and total costs. However, most elements of travel health insurance plans are configurable and can be tailored to suit a variety of needs and medical-related issues.

Does Travel Health Insurance Cover Coronavirus?

The coronavirus pandemic has reshaped the world and life as we know it and has affected travel in almost every country around the globe. As air and land travel begin to return to pre-Covid levels, travelers eager to hit the road will have countless questions regarding posed risks, testing, and proof of safe travel.

This will undoubtedly lead to the question, does travel health insurance cover coronavirus?

The answer is yes.

Travel health insurance purchased through Tenzing will cover costs associated with coronavirus treatment, with some exclusions.

Get quotes

If your insurance needs are more complex or if your stay in Southeast Asia will be more lengthy than a vacation, Tenzing Pacific Services can help you find more robust health coverage that suits your needs. We work with more than 30 insurance providers, both local and international, so we can offer a wide range of policy options. Just submit the form below and an expat advisor will be in contact shortly.